Insurance & Protection
Every insurance & protection calculator on CalcEngines — unit converters, derived indices and interpretive tools, each with its formula, a worked example and the reference intervals it is judged against.
4 calculators in this section
- Car Insurance IDV CalculatorThe Insured Declared Value (IDV) of a car in India — the most a comprehensive policy pays if the car is stolen or written off — from the listed price, accessories and the car's age.
- Health Insurance Cover CalculatorA transparent planning estimate of the health cover you may need in a few years: a major hospital bill at today's prices, grown by medical inflation, compared with the cover you already have from your employer and your own policy. Not a quote.
- Term Insurance Calculator (How Much Life Cover?)How much life cover your family would need: the money to replace what they spend for as many years as they would depend on you, plus debts and goals, less what you already have. No premiums, no products.
- Term Insurance vs Endowment (Buy Term, Invest the Rest)An endowment plan's quoted maturity against a term plan plus investing the premium you save: the endowment's real return (IRR), the invested corpus, and the return the investment needs to match.