Investing & Mutual Funds
Every investing & mutual funds calculator on CalcEngines — unit converters, derived indices and interpretive tools, each with its formula, a worked example and the reference intervals it is judged against.
30 calculators in this section
- Asset Allocation CalculatorThe equity and debt split that the common age-based rules of thumb (100, 110 or 120 minus your age) would give, side by side, and the amounts for your portfolio. Rules of thumb, not advice.
- Black-Scholes CalculatorThe theoretical price of a European call and put under the Black-Scholes-Merton model, with d1, d2 and the Greeks: delta, gamma, theta per day and vega per 1% of volatility.
- CAGR Calculator (Compound Annual Growth Rate)The steady yearly growth rate that takes a starting value to an ending value over a number of years — and what the same start would have become at a rate you want to compare with.
- Crypto Profit CalculatorProfit or loss on a cryptocurrency trade after the exchange's buy and sell fees: coins bought, what you get back, and the price you need just to break even.
- DCF Intrinsic Value CalculatorA two-stage discounted cash flow valuation: free cash flow grown for a set number of years, then at a steady rate for ever, discounted back to today, and compared with the market price.
- Dividend Yield CalculatorA share's dividend yield at today's price, the yearly income on your holding, and your yield on cost from the price you paid.
- DRIP CalculatorWhat a dividend-paying share could grow to if every dividend buys more shares, side by side with taking the dividends as cash — on the growth rates you assume, which are not promises.
- Expense Ratio Impact CalculatorWhat a higher mutual fund expense ratio costs over the years: the same lump sum and SIP at the same gross return, less expense ratio A or B, and the fees charged along the way.
- Lumpsum Investment CalculatorWhat a one-time investment could grow to at an assumed annual return — and what that amount would be worth in today's money once inflation is taken out. Market returns are not guaranteed.
- Mutual Fund Exit Load CalculatorHow much a mutual fund's exit load takes from a redemption, and what reaches your bank: by days held against the load period, or by the share of units still inside it when you bought at different times.
- Mutual Fund NAV and Units CalculatorHow many units an investment buys at a fund's NAV once stamp duty is deducted, and what those units pay out when you redeem, after any exit load.
- Option Payoff CalculatorProfit or loss at expiry for buying or selling a call or a put: the breakeven price, the maximum profit and loss, and a chart of the payoff across underlying prices.
- P/E Ratio CalculatorA share's price-to-earnings ratio from its price and trailing earnings per share, its earnings yield, and the PEG ratio, which sets the P/E against expected earnings growth.
- Portfolio Rebalancing CalculatorHow far your mix of equity, debt and gold has drifted from your target, what to buy or sell in each to restore it, and how close you get by putting new money into the underweight parts only.
- Position Size CalculatorHow many shares to buy so that, if your stop-loss is hit, you lose no more than a set percentage of your trading account. Arithmetic on your own risk limit, not a trading strategy.
- Present Value CalculatorWhat a sum due in the future is worth today at a discount rate you choose — and what a stream of equal payments is worth today, paid at the end or the start of each period.
- Real Return CalculatorWhat a return is really worth once prices have risen: the exact real return, the rough “return minus inflation” shortcut beside it, and the real return after tax.
- Risk-Reward Ratio CalculatorThe money at risk and the money to gain on a trade, the reward-to-risk ratio, and the share of trades you would have to win just to break even, before and after costs.
- ROI Calculator (Return on Investment)Return on investment as a percentage — and, because a 50% gain means something very different over one year and over ten, the same return as an annual rate.
- Sharpe Ratio CalculatorReturn earned above a risk-free rate for each unit of volatility: the Sharpe ratio, and the Sortino ratio if you have the downside deviation. Both describe the past, not the future.
- SIP CalculatorEstimate what a monthly SIP could grow to at an assumed annual return, and how much of it is your money versus growth. Returns on market-linked funds are not guaranteed.
- SIP Delay Cost CalculatorWhat waiting costs: the corpus a monthly SIP could reach by your goal date if you start now, against the same SIP started after a delay, and the bigger SIP you would need to catch up.
- SIP Goal Calculator (How Much SIP Do I Need?)Work backwards from a goal: the monthly SIP needed to reach a target amount in a set number of years at an assumed return, with the target raised for inflation if you enter it in today's money.
- SIP vs Lump Sum CalculatorThe same money invested all at once today, or spread over the same years as a monthly SIP, at the same assumed return. See both values, the gap, and why the answer is not the whole story.
- Step-Up SIP CalculatorEstimate what a SIP could grow to if you raise the monthly amount by a fixed percentage every year — and compare it with keeping the SIP level. Returns on market-linked funds are not guaranteed.
- Stock Average CalculatorYour average buy price across several purchases of the same share, what the holding is worth now, and how many more shares you would have to buy, at what cost, to bring the average down to a target.
- Stock Split and Bonus Share CalculatorHow many shares you hold after a stock split or a bonus issue, the price the market adjusts to, and your new average cost per share. The value of your holding does not change.
- STP Calculator (Systematic Transfer Plan)Park a lump sum in a debt or liquid fund and move a fixed amount into an equity fund every month: what each fund could hold at the end, and whether the source fund lasts the whole plan.
- SWP Calculator (Systematic Withdrawal Plan)How much of a corpus is left after a monthly withdrawal for a set number of years at an assumed return — fixed, or rising with inflation each year — or, if the withdrawals are too large, when the money runs out.
- Tax-Equivalent Yield CalculatorWhat a taxable investment would have to pay to match a tax-free one at your tax rate, what a taxable yield is worth after tax, and both after inflation.