Savings & Deposits
Every savings & deposits calculator on CalcEngines — unit converters, derived indices and interpretive tools, each with its formula, a worked example and the reference intervals it is judged against.
12 calculators in this section
- APR to APY Calculator (Effective Annual Rate)Turn a quoted annual rate and how often it compounds into the effective annual rate (APY) it really pays or costs — and turn an effective rate back into a nominal one.
- Compound Interest CalculatorGrow a lump sum, with optional monthly additions, at any compounding frequency — and see how much of the final amount is interest rather than money you put in.
- FD Calculator (Fixed Deposit)What a fixed deposit pays: the maturity value if interest is reinvested, or the interest paid out each quarter or month if you choose a payout option. Compounded quarterly by default, as Indian banks do.
- KVP Calculator (Kisan Vikas Patra)When a Kisan Vikas Patra doubles your money, the doubling period the interest rate implies, and what the doubled amount is worth after inflation.
- NSC Calculator (National Savings Certificate)What a National Savings Certificate (VIII issue) pays after its five years, year by year — and what that is worth after inflation.
- Post Office MIS Calculator (Monthly Income Scheme)The monthly income a Post Office Monthly Income Scheme deposit pays, what is left after your tax, and what it is worth as prices rise over the five years.
- Post Office Time Deposit CalculatorThe interest an India Post Time Deposit pays each year and in total on a 1, 2, 3 or 5-year account, after your tax and in today's money.
- PPF Calculator (Public Provident Fund)What a Public Provident Fund account could grow to over its 15-year term, year by year — and how much the date you deposit each year matters.
- RD Calculator (Recurring Deposit)The maturity value of a recurring deposit — a fixed amount paid in every month — with interest compounded quarterly, the method Indian banks and the post office use.
- Savings Goal CalculatorHow much to put aside each month to reach a savings target by a date, with the target raised for inflation, and what waiting a year would cost you.
- Simple Interest CalculatorSimple interest on a principal for any number of years, months and days — and, alongside it, what the same money would earn compounded yearly.
- Sukanya Samriddhi Calculator (SSY)What a Sukanya Samriddhi account for your daughter could be worth at maturity, 21 years after you open it — with deposits for the first 15 years and the balance year by year.