Business & Pricing 20
- Break-Even CalculatorCalculatorHow many units you must sell to cover your fixed costs, the sales revenue that takes,…
- Burn Rate and Runway CalculatorCalculatorHow fast a business is spending its cash, and how many months the money in the…
- Cash Conversion Cycle CalculatorCalculatorHow many days a business waits between paying its suppliers and collecting from its customers: days…
- Contribution Margin CalculatorCalculatorWhat each sale contributes towards fixed costs and profit — per unit, as a share of…
- Customer LTV and CAC CalculatorCalculatorWhat a customer is worth over their lifetime, what it costs to win one, the ratio…
- Debt to Equity Ratio CalculatorCalculatorHow much of a business is funded by what it owes rather than by its owners:…
- Depreciation CalculatorCalculatorDepreciation of an asset year by year by the straight-line or the written-down-value (declining balance) method,…
- EBITDA CalculatorCalculatorFrom revenue down to net profit in one pass: gross profit, EBITDA, operating profit (EBIT), profit…
- EOQ Calculator (Economic Order Quantity)CalculatorThe order size that keeps the yearly cost of ordering and of holding stock as low…
- Freelance Rate CalculatorCalculatorThe minimum hourly and day rate a freelancer or consultant needs to charge to take home…
- GST Calculator (India)CalculatorAdd GST to a price, or take it out of a GST-inclusive price, and see the…
- Markup CalculatorCalculatorFind the selling price that gives the margin — or the markup — you want on…
- MRR and Churn CalculatorCalculatorMonthly recurring revenue month by month from your customers today, new sign-ups, churn and expansion —…
- MSME Delayed Payment Interest CalculatorCalculatorThe interest a buyer owes a micro or small supplier for paying late under India's MSMED…
- Payback Period CalculatorCalculatorHow many years an investment takes to earn back what it cost — simply, from the…
- Profit Margin CalculatorCalculatorEnter what an item costs you and what you sell it for, and see the profit,…
- ROAS and Break-Even ROAS CalculatorCalculatorReturn on ad spend from what you spent and the revenue the ads brought in, the…
- ROE CalculatorCalculatorHow hard a business makes its money work: return on equity, on total assets and on…
- VAT CalculatorCalculatorAdd VAT to a net price, or take it out of a VAT-inclusive price, at the…
- Working Capital and Current Ratio CalculatorCalculatorWhether a business can pay the bills due within a year from the assets it will…
Credit Cards & Debt 7
- Buy Now Pay Later True Cost CalculatorCalculatorWhat a buy now, pay later plan really costs: the total you pay, how much more…
- Credit Card Balance Transfer CalculatorCalculatorMove a card balance to a lower promotional rate, or keep paying where it is? Month…
- Credit Card EMI Conversion CalculatorCalculatorWhat converting a card purchase into EMIs really costs — interest, processing fee and GST —…
- Credit Card Interest CalculatorCalculatorHow card interest is really charged: nothing if you pay the full bill by the due…
- Credit Card Minimum Payment CalculatorCalculatorWhat happens if you pay only the minimum due on a credit card: how many months…
- Credit Card Payoff CalculatorCalculatorHow many months to clear a credit card balance at a fixed monthly payment, and how…
- Credit Utilisation CalculatorCalculatorHow much of your credit card limits you are using — overall and card by card…
Everyday Money & Planning 14
- 50/30/20 Budget CalculatorCalculatorSplit your take-home pay into needs, wants and savings with the 50/30/20 rule — or with…
- Child Education PlannerCalculatorWhat your child's education could cost by the time they start, what your savings for it…
- Cost of Car Ownership CalculatorCalculatorWhat a car really costs over the years you keep it — the value it loses,…
- Currency Converter (Your Rate)ConverterConvert an amount at the rate you are actually offered, and see what the bank's or…
- Discount CalculatorCalculatorThe price after a discount and how much you save — including a second discount on…
- Emergency Fund CalculatorCalculatorHow big an emergency fund to aim for, in months of essential expenses, how far you…
- Fuel Cost CalculatorCalculatorWhat your driving costs in fuel — per trip, per month, per kilometre and per year…
- Inflation CalculatorCalculatorWhat something costing a given amount today will cost after a number of years at the…
- Net Worth CalculatorCalculatorEverything you own minus everything you owe: your net worth, with totals and the share of…
- Percentage CalculatorCalculatorThe three everyday percentage questions — X% of Y, X as a percentage of Y, and…
- Rule of 72 CalculatorCalculatorHow long money takes to double at a given rate — by the rule of 72,…
- Subscription Cost CalculatorCalculatorAdd up up to five monthly subscriptions, see the yearly total, what annual plans would save,…
- Tip and Bill Split CalculatorCalculatorAdd a tip to a bill and split it between friends: the tip, the total and…
- Unit Price CalculatorCalculatorCompare two or three pack sizes by price per kilogram, litre or piece, find the cheapest,…
Gold & Precious Metals 5
- Gold Jewellery Price CalculatorCalculatorThe full price of a gold ornament: the gold, the making charge (a percentage or a…
- Gold Price Calculator by Weight and KaratCalculatorWhat a piece of gold is worth at today's rate: enter the 24K price per gram,…
- Gold Unit Converter (Tola, Gram, Ounce)ConverterConvert gold weights between grams, kilograms, tola, masha, ratti, troy ounces and sovereigns (pavan), with every…
- Silver Price Calculator by Weight and PurityCalculatorWhat a piece of silver is worth from the 999 silver rate: weight in grams, kilograms,…
- Sovereign Gold Bond (SGB) CalculatorCalculatorFor existing Sovereign Gold Bond holders: the interest paid over the life of the bond, what…
Insurance & Protection 4
- Car Insurance IDV CalculatorCalculatorThe Insured Declared Value (IDV) of a car in India — the most a comprehensive policy…
- Health Insurance Cover CalculatorCalculatorA transparent planning estimate of the health cover you may need in a few years: a…
- Term Insurance Calculator (How Much Life Cover?)CalculatorHow much life cover your family would need: the money to replace what they spend for…
- Term Insurance vs Endowment (Buy Term, Invest the Rest)CalculatorAn endowment plan's quoted maturity against a term plan plus investing the premium you save: the…
Investing & Mutual Funds 30
- Asset Allocation CalculatorCalculatorThe equity and debt split that the common age-based rules of thumb (100, 110 or 120…
- Black-Scholes CalculatorCalculatorThe theoretical price of a European call and put under the Black-Scholes-Merton model, with d1, d2…
- CAGR Calculator (Compound Annual Growth Rate)CalculatorThe steady yearly growth rate that takes a starting value to an ending value over a…
- Crypto Profit CalculatorCalculatorProfit or loss on a cryptocurrency trade after the exchange's buy and sell fees: coins bought,…
- DCF Intrinsic Value CalculatorCalculatorA two-stage discounted cash flow valuation: free cash flow grown for a set number of years,…
- Dividend Yield CalculatorCalculatorA share's dividend yield at today's price, the yearly income on your holding, and your yield…
- DRIP CalculatorCalculatorWhat a dividend-paying share could grow to if every dividend buys more shares, side by side…
- Expense Ratio Impact CalculatorCalculatorWhat a higher mutual fund expense ratio costs over the years: the same lump sum and…
- Lumpsum Investment CalculatorCalculatorWhat a one-time investment could grow to at an assumed annual return — and what that…
- Mutual Fund Exit Load CalculatorCalculatorHow much a mutual fund's exit load takes from a redemption, and what reaches your bank:…
- Mutual Fund NAV and Units CalculatorCalculatorHow many units an investment buys at a fund's NAV once stamp duty is deducted, and…
- Option Payoff CalculatorCalculatorProfit or loss at expiry for buying or selling a call or a put: the breakeven…
- P/E Ratio CalculatorCalculatorA share's price-to-earnings ratio from its price and trailing earnings per share, its earnings yield, and…
- Portfolio Rebalancing CalculatorCalculatorHow far your mix of equity, debt and gold has drifted from your target, what to…
- Position Size CalculatorCalculatorHow many shares to buy so that, if your stop-loss is hit, you lose no more…
- Present Value CalculatorCalculatorWhat a sum due in the future is worth today at a discount rate you choose…
- Real Return CalculatorCalculatorWhat a return is really worth once prices have risen: the exact real return, the rough…
- Risk-Reward Ratio CalculatorCalculatorThe money at risk and the money to gain on a trade, the reward-to-risk ratio, and…
- ROI Calculator (Return on Investment)CalculatorReturn on investment as a percentage — and, because a 50% gain means something very different…
- Sharpe Ratio CalculatorCalculatorReturn earned above a risk-free rate for each unit of volatility: the Sharpe ratio, and the…
- SIP CalculatorCalculatorEstimate what a monthly SIP could grow to at an assumed annual return, and how much…
- SIP Delay Cost CalculatorCalculatorWhat waiting costs: the corpus a monthly SIP could reach by your goal date if you…
- SIP Goal Calculator (How Much SIP Do I Need?)CalculatorWork backwards from a goal: the monthly SIP needed to reach a target amount in a…
- SIP vs Lump Sum CalculatorCalculatorThe same money invested all at once today, or spread over the same years as a…
- Step-Up SIP CalculatorCalculatorEstimate what a SIP could grow to if you raise the monthly amount by a fixed…
- Stock Average CalculatorCalculatorYour average buy price across several purchases of the same share, what the holding is worth…
- Stock Split and Bonus Share CalculatorCalculatorHow many shares you hold after a stock split or a bonus issue, the price the…
- STP Calculator (Systematic Transfer Plan)CalculatorPark a lump sum in a debt or liquid fund and move a fixed amount into…
- SWP Calculator (Systematic Withdrawal Plan)CalculatorHow much of a corpus is left after a monthly withdrawal for a set number of…
- Tax-Equivalent Yield CalculatorCalculatorWhat a taxable investment would have to pay to match a tax-free one at your tax…
Islamic Finance & Zakat 4
- Diminishing Musharakah CalculatorCalculatorCo-ownership home finance: the monthly payment of rent on the bank's share plus the units you…
- Ijara Calculator (Islamic Lease Finance)CalculatorThe monthly rental on an Ijara home or car finance, the total you pay, and how…
- Murabaha Calculator (Islamic Finance)CalculatorCost-plus sale financing: the profit, the total you pay and the monthly instalment for a murabaha…
- Zakat Calculator (Gold and Silver Nisab)CalculatorAdd up your zakatable wealth, take off debts due now, compare the result with the nisab…
Loans & EMI 19
- Balloon Payment CalculatorCalculatorThe EMI on a loan that leaves a lump sum — a balloon — to pay…
- Car Loan EMI CalculatorCalculatorThe monthly EMI on a car loan from the car's price, your down payment, the interest…
- Car Loan vs Cash CalculatorCalculatorHave the cash to buy a car outright? Compare paying cash with borrowing and keeping your…
- Debt-to-Income Ratio Calculator (DTI and FOIR)CalculatorThe share of your monthly income that already goes on loan EMIs and card payments, and…
- Education Loan CalculatorCalculatorSee what an education loan costs once the course and the grace period are over: the…
- EMI CalculatorCalculatorWork out the monthly instalment on a home, car, personal or education loan from the amount,…
- Flat vs Reducing Rate CalculatorCalculatorTurn a flat interest rate into the reducing-balance rate that charges the same EMI, or a…
- Gold Loan CalculatorCalculatorHow much you can borrow against gold jewellery and what it costs: the gold's value, the…
- Home Loan Eligibility CalculatorCalculatorHow large a home loan can you afford? Start from the EMI you are comfortable paying…
- Interest-Only Loan CalculatorCalculatorThe monthly payment while you pay only interest, the EMI when repayment starts, how big the…
- Loan Affordability CalculatorCalculatorHow much can you borrow, and what can you buy with it? Start from the EMI…
- Loan Against FD CalculatorCalculatorHow much you can borrow against a fixed deposit, what the loan costs, and whether that…
- Loan Amortization CalculatorCalculatorThe full repayment schedule of a loan: the EMI, and for every year the balance you…
- Loan Balance Transfer CalculatorCalculatorShould you move your home loan to a lender with a lower rate? Compare the EMI…
- Loan Payoff CalculatorCalculatorHow many months until a loan is paid off at the payment you make now —…
- Loan Prepayment CalculatorCalculatorPaying a lump sum off your loan? Compare the two choices lenders usually offer — keep…
- Loan Tenure CalculatorCalculatorKnow the EMI you can afford? Find how many months it takes to repay a loan…
- Personal Loan EMI CalculatorCalculatorYour personal loan EMI, plus what the processing fee really costs: the money you actually receive,…
- Prepay or Invest CalculatorCalculatorGot a lump sum? Compare prepaying your loan with investing the money, on a like-for-like basis:…
Property & Real Estate 11
- Carpet Area CalculatorCalculatorWork out carpet, built-up and super built-up area from any one of them, and what a…
- Cash-on-Cash Return CalculatorCalculatorThe yearly cash a rental property puts in your pocket, after running costs and loan payments,…
- Down Payment CalculatorCalculatorThe cash you need on the day you buy a home — the down payment plus…
- DSCR Calculator (Debt Service Coverage Ratio)CalculatorHow many times a property's net operating income covers its loan payments, and the largest loan…
- Land Area ConverterConverterConvert land and plot area between square feet, square metres, square yards (gaj), acres, hectares, cents,…
- Loan-to-Value (LTV) CalculatorCalculatorYour loan as a share of the property's value, the minimum down payment for the LTV…
- Property Appreciation CalculatorCalculatorHow fast a property's price has grown each year since you bought it, before and after…
- Rent Affordability CalculatorCalculatorHow much rent can you afford? The rent at a share of your income — 30%…
- Rent Increase CalculatorCalculatorWork out the new rent after an increase, the rise in money and as a percentage,…
- Rent vs Buy CalculatorCalculatorBuying a home or renting and investing the difference: your net worth on each path, year…
- Rental Yield Calculator (Gross, Net and Cap Rate)CalculatorWhat a rented property earns each year as a share of what it cost: the gross…
Retirement & FIRE 10
- Annuity Payout CalculatorCalculatorWhat an immediate annuity pays each month, quarter, half-year or year for the rate an insurer…
- Coast FIRE CalculatorCalculatorThe amount you need invested today so that, with no more saving, it grows to your…
- FIRE Calculator (Financial Independence, Retire Early)CalculatorHow much you need to be financially independent at a chosen withdrawal rate, and how many…
- NPS Calculator (National Pension System)CalculatorWhat your National Pension System contributions could build by retirement, how much of it you could…
- Pension Commutation CalculatorCalculatorThe lump sum a Central Government pensioner gets for commuting up to 40% of the basic…
- Pension Lump Sum vs Annuity CalculatorCalculatorOffered a lump sum or a pension for life? See the payout rate the pension implies,…
- Retirement Corpus CalculatorCalculatorHow large a retirement fund you need to pay your monthly expenses, rising with inflation, for…
- Safe Withdrawal Rate CalculatorCalculatorYour first year's withdrawal from a corpus at a chosen withdrawal rate, and how long the…
- Savings Rate CalculatorCalculatorWork out your savings rate from take-home pay and spending, and how many years that rate…
- SCSS Calculator (Senior Citizens Savings Scheme)CalculatorThe quarterly interest a Senior Citizens' Savings Scheme deposit pays, what is left after your tax,…
Salary & Employee Benefits 18
- Bahrain End of Service Gratuity CalculatorCalculatorFor expatriates in Bahrain: the end-of-service gratuity your employer still owes for service before 1 March…
- Commission CalculatorCalculatorSales commission on a flat rate or up to three tiers — paid on the whole…
- DA Hike CalculatorCalculatorWhat a dearness allowance (DA) or dearness relief (DR) increase adds to your monthly pay or…
- EPF Calculator (Employees’ Provident Fund)CalculatorEstimate your Employees' Provident Fund balance at retirement from your Basic + DA, salary rises and…
- Gratuity Calculator (India)CalculatorGratuity under India's Code on Social Security, 2020: 15 days' wages for each year of service,…
- Kuwait End of Service Indemnity CalculatorCalculatorThe end-of-service indemnity under Kuwait's Private Sector Labour Law No. 6 of 2010: 15 days' pay…
- Leave Encashment CalculatorCalculatorWhat your unused leave is worth in cash: leave days × the salary your policy uses…
- Notice Period Buyout CalculatorCalculatorWhat it costs to leave before your notice period ends: the days short, the daily rate…
- Oman End of Service Gratuity CalculatorCalculatorEnd-of-service gratuity for non-Omani workers under Oman's Labour Law (Royal Decree 53/2023): a month's basic wage…
- Overtime Pay CalculatorCalculatorYour hourly rate, the rate for each overtime hour and the month's overtime pay — under…
- Pro-Rata Salary CalculatorCalculatorSalary for a part month — the month you join or leave — on a calendar-day,…
- Qatar End of Service Gratuity CalculatorCalculatorEnd-of-service gratuity under Qatar's Labour Law No. 14 of 2004: at least three weeks' basic wage…
- Salary Hike CalculatorCalculatorYour new salary after a percentage hike, the raise per month, and what the hike is…
- Salary to Hourly CalculatorCalculatorConvert pay between yearly, monthly, weekly, daily and hourly figures from the hours you work, and…
- Saudi End of Service Calculator (EOSB)CalculatorThe end-of-service award under the Saudi Labor Law: half a month's wage for each of the…
- Saudi GOSI Contribution CalculatorCalculatorMonthly social insurance contributions in Saudi Arabia under the 2024 Social Insurance Law: the employee's deduction…
- UAE Annual Leave Salary CalculatorCalculatorYour UAE annual leave balance under Federal Decree-Law No. 33 of 2021 and what it is…
- UAE Gratuity Calculator (End of Service)CalculatorEnd-of-service gratuity for a foreign full-time employee in the UAE private sector under Federal Decree-Law No.…
Savings & Deposits 12
- APR to APY Calculator (Effective Annual Rate)CalculatorTurn a quoted annual rate and how often it compounds into the effective annual rate (APY)…
- Compound Interest CalculatorCalculatorGrow a lump sum, with optional monthly additions, at any compounding frequency — and see how…
- FD Calculator (Fixed Deposit)CalculatorWhat a fixed deposit pays: the maturity value if interest is reinvested, or the interest paid…
- KVP Calculator (Kisan Vikas Patra)CalculatorWhen a Kisan Vikas Patra doubles your money, the doubling period the interest rate implies, and…
- NSC Calculator (National Savings Certificate)CalculatorWhat a National Savings Certificate (VIII issue) pays after its five years, year by year —…
- Post Office MIS Calculator (Monthly Income Scheme)CalculatorThe monthly income a Post Office Monthly Income Scheme deposit pays, what is left after your…
- Post Office Time Deposit CalculatorCalculatorThe interest an India Post Time Deposit pays each year and in total on a 1,…
- PPF Calculator (Public Provident Fund)CalculatorWhat a Public Provident Fund account could grow to over its 15-year term, year by year…
- RD Calculator (Recurring Deposit)CalculatorThe maturity value of a recurring deposit — a fixed amount paid in every month —…
- Savings Goal CalculatorCalculatorHow much to put aside each month to reach a savings target by a date, with…
- Simple Interest CalculatorCalculatorSimple interest on a principal for any number of years, months and days — and, alongside…
- Sukanya Samriddhi Calculator (SSY)CalculatorWhat a Sukanya Samriddhi account for your daughter could be worth at maturity, 21 years after…
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